Hotel Reward Credit Cards

Hotel reward credit cards are ingenious idea which allows the credit cardholder to redeem free nights at hotels or a discount on a hotel stay. They are a fantastic idea for frequent travelers, as most hotels will allow you to earn bonus points whenever you stay with them. Hotel reward credit cards were initially used for frequent guests staying at a particular hotel, but in recent years it is now possible to redeem points against any hotel.

Credit card issuers obviously saw great potential with hotel reward credit cards, and you will now find that many major credit cards have partnered up with hotels and online travel agents, and are able to offer fantastic deals and rebates. There are a number of hotel reward credit cards to choose from and the most popular include:

The Chase Sapphire Preferred Card - this card offers a 50,000 points bonus if a consumer spends $3000 during the first three months. The customer then has the ability to transfer the rewards points issued to Marriott, Hyatt at Priority club points. An example of how these points can be used is that 50,000 points is worth two nights at a category five Marriott hotel or five nights at a category two Marriott Hotel.

The Marriott Rewards Visa Signature Card - this is the new and improved version of the original Marriott Rewards Visa Signature card, but it does come with a higher annual fee at $65 compared to $30, although you're able to earn five points, as opposed to 3, per dollar that you spend at a Marriott hotel. This hotel reward credit card will also offer double points for any airline, dining and rental car purchases.

The Citi Hilton Hhonors Visa Signature Card - this is one of the three Hilton Hhonors credit cards with the other two being Amex versions. This is, without doubt, one of the most popular Hilton credit cards, and in a large part this is due to the fact that it is a Visa card which is far more widely accepted. Consumers will open a Hilton Hhonors account and any points earned will boost the balance on this account. One of the more favorable benefits of this hotel reward credit card is that it has no annual fee.

Admittedly, the points and rewards systems offered with hotel reward credit cards can be extremely confusing. Unfortunately, there are different rules and ratios with both earning and spending points on this type of credit card. Therefore, it is advisable to choose a credit card according to where you wish to travel and your specific preferences in hotels. A great example of this is if you regularly travel to very different areas around the world, you may wish to choose a Marriott credit card, as there is typically a Marriott hotel in most countries.

You should also be aware that many hoteliers now partner with airlines, retailers and credit card companies, thus allowing them multiple ways in which to earn points towards free travel and hotels. Some hotel reward credit cards will allow you to redeem points to be used for hotels and meals, whereas others will allow you to earn miles that can be used for flights. There are even hotel reward credit cards that offer a combination of the two.

To ensure that they are keeping up with current trends many major hotel chains will allow customers to use their iPhone or Blackberry to book ahead. These hotel chains include Choice, Four Seasons, Hilton, Marriott, Omni and Starwood. These specific mobile features will allow customers to check the availability of a hotel, book rooms and even check in from their handheld devices.

Hotel reward credit cards are perfect to use in times of economic uncertainty. It is advisable to only ever use your reward points when you need them the most. This may actually provide you with the perfect opportunity to take a much-needed vacation without having to worry about overspending. It must be said that many hotels actually like people to use their free stay rewards, as it helps to build brand loyalty.

You will even find that various hotel chains often run promotions that are specifically focused on their regular customers, and this is a great way for people to take advantage of the rewards programs on offer. Hotel reward credit cards are proving to be extremely popular, and as many major credit card issuers have now partnered up with hotels, you should also find that terms and rates offered are very competitive.