Other Recent Articles

No Closing Costs Home Loans
Buying a home is a big deal and homeowners often want to save money any way they can and this includes choosing a no closing costs home loan. There are various mortgage companies that offer these loans but it is important to do your homework first to ensure that you are really getting a good […]
17Apr2012 | Banker | Comments Off on No Closing Costs Home Loans | Continued
Union Plus Credit Card
The world is moving away from paper money and over to plastic, which man financial strategist claim that plastic will be the future of all purchases. Money creation has been around for quite some time, and credit cards are a part of the money creation process. In fact, the economy heavily relies on people’s ability […]
16Apr2012 | Banker | Comments Off on Union Plus Credit Card | Continued
Refinancing Consolidated Student Loans
Usually the main goal in refinancing consolidated student loans is to lower your monthly payments and/or your interest rate. Many students have federal loans provided by the U.S. Department of Education, and these loans can only be refinanced after consolidation if you are increasing the amount of your loan. However, private loans that have been […]
15Apr2012 | Banker | Comments Off on Refinancing Consolidated Student Loans | Continued
How to Get Private Business Loans
Private business loans are a great way to finance a growing company. Seeing as the lending market for commercial loans ebbs and flows with the state of the economy, more business owners want to know how to get private business loans to lock in financing in good times and bad. We’ll show you how to […]
14Apr2012 | Banker | Comments Off on How to Get Private Business Loans | Continued
Alternative Student Loans
The cost of receiving a higher education is on the rise, and speculators state that this trend will likely continue. 70% of all high school students will attend college, and not all students will have the necessary funds to pay for their college education. In order to afford college, many students have to apply for […]
13Apr2012 | Banker | Comments Off on Alternative Student Loans | Continued
MasterCard Gift Cards
MasterCard gift cards allow you to give a special someone a little bit of spending money wherever MasterCards are taken. While they aren’t a debit or credit card, a MasterCard gift card does have some unique benefits in its security, usability, and versatility. Here are a few great uses: Gifts – A great way to […]
12Apr2012 | Banker | Comments Off on MasterCard Gift Cards | Continued
Mortgage Points
When choosing a mortgage it’s important to understand how mortgage points work as it is an important part of buying or refinancing a home. There are two types of mortgage points that all potential home owners should familiarize him or herself with. These are origination and discount points. Origination points are described as a type […]
11Apr2012 | Banker | Comments Off on Mortgage Points | Continued
Does Debt Consolidation Hurt Credit Rating?
Many people ask, does debt consolidation hurt credit rating? The answer to this question is more in-depth than just a simple yes or no. There are different means of consolidation. In some cases, you may work with a credit counseling agency or on your own to negotiate lower fees and smaller payments. These companies usually […]
10Apr2012 | Banker | Comments Off on Does Debt Consolidation Hurt Credit Rating? | Continued
Discover Student Loans
Discover bank has been a trusted financial institution for well over 95 years, and they offer a variety of financial products including savings accounts, personal loans, credit cards and student loans. They offer a number of financial aid options, such as federal Stafford loans for college and graduate school and federal parent PLUS loans. In […]
9Apr2012 | Banker | Comments Off on Discover Student Loans | Continued
Stated Income Loan
There are many different types of mortgage loans that homeowners will use to purchase a new home. These loans require certain information and documents in order to qualify the borrower for the loan. However, there are certain mortgage loans that don’t require information to be verified by the borrower. A stated income loan is a […]
8Apr2012 | Banker | Comments Off on Stated Income Loan | Continued