Mortgage
Mortgage Points
When choosing a mortgage it’s important to understand how mortgage points work as it is an important part of buying or refinancing a home. There are two types of mortgage points that all potential home owners should familiarize him or herself with. These are origination and discount points. Origination points are described as a type […]
Steps to Refinance a Mortgage
Homeowners keep their eyes on interest rates for a number of reasons. In fact, investors also keep their eyes on interest rates as well. The reason behind this deals with opportunities. Homeowners who are paying a high interest rate on their mortgage will have the option to refinance their home loan. Refinancing a mortgage is […]
Interest Only Home Mortgage Loans
Increasingly, people are applying for interest only home mortgage loans annually. According to the Council of Mortgage Lenders, there has been an increase in the demand for these loans equaling to approximately twenty percent in the last couple of years. Nevertheless, rushing to answer the call for this low monthly payment mortgage loan, you first […]
Types of Adjustable Rate Mortgages
When people shop for a new home, they will have a number of options with how to finance the home. The most popular types of mortgages available to the general public are fixed mortgages, variable mortgages and adjustable rate mortgages. Over the past few years, the popularity of adjustable rate mortgages has been on the […]
Mortgage Rates
For homeowners and property investors alike, the average home mortgage rates are a force that can enhance or destroy a business in minutes. With an incredible power over the value of property, even a small change in home mortgage rates can result in a rush of buyers to invest, or in other situations, an even […]
Citibank Mortgage
Citibank Mortgage is a member of Citigroup Inc, and is based in St Louis, Missouri. They are often referred to as CitiMortgage. Citibank, itself, was initially established in 1812, at which time they were known as the City Bank of New York. They have since become one of the largest international banks and are extremely […]
Bad Credit Mortgage Loans
Bad credit home mortgage loans are a type of financing available for homeowners that have a poor credit history or weak credit rating. This type of loan is a common choice for those with bad credit that want to own their own home before improving their credit tremendously. Those with bad credit are at a […]
Refinancing Home Mortgages Using an FHA Loan
Interest rates on mortgages are currently low, and homeowners will apply for refinancing in order to obtain a lower rate on their mortgage. There are many lenders and different programs to choose from, and most can be found online. Not only are interest rates considered low, there are programs to help homeowners even obtain a […]
Low Mortgage Rate Refinance
If you are a homeowner, there may come a time when you decide to refinance your mortgage loan. One of the main goals is to get a low mortgage rate refinance loan. If you know you can obtain lower rates than you already have, it may be the right time to refinance. This can be […]
How to Get a Second Mortgage
Borrowers who want to get a second mortgage on their house may have to do a little more work than they would like. Recent changes to mortgage law and new government regulations require a process perhaps more detailed now than at any point in history. However, we can still show you how to get a […]
