Sears Credit Card

If you are a loyal customer of the Sears department stores, then you should consider getting a Sears credit card. Whether you use it for personal purchases or to get the materials you need for your own business, the Sears credit card has a lot of features and lines of credit to choose from. In addition, one of the reasons you should consider this card is that you will accumulate points with every credit card purchase and hence, benefit from many offers and rewards at Sears. For example, the MasterCard Sears card will award you one point for every dollar you pay for your purchases and, once you have accumulate enough points, you can redeem your prize on the Sears website.

If you are thinking of applying for a Sears credit card, then you should know that they have 24/7 customer service available to help you with any difficulties or questions. Since it is endorsed by Citibank, you benefit from enhanced security measures, such as identity theft, fraud or payment protection in case the owner loses his job or passes away. In addition, the application process is quite simple as all you need to do is be of legal age and know your social security number.

Paying with the Sears credit card
If you are wondering about the available payment methods of the Sears credit card, then you should know that you have a lot of flexibility here as well. Citibank accepts payments online, via check and at your local Sears store. When you are paying at the local store customer service or cashier’s office, do not forget to bring your bill and have the amount of cash noted on the bill.

If you want to pay your bill online, then you must register on their website first. In fact, it would be a real shame if you did not have an account on their website, as they have many offers and prizes that you can redeem with the points you earn when using the Sears credit card. If you are considering mailing them a check, then you can find the correct address on both the Sears’s website and on the bill. All you need to do is place the check for the sum of money you owe in an envelope, write down your account number in the memo section and mail them the letter.

Adding authorized users to the Sears credit card
Since you may not be the only person in the household doing the shopping, it would be a good idea to add your children or life partner as authorized users of the Sears credit card. In order to empower another person to enjoy the benefit of the credit card, you will need to call the customer service department at Sears and tell them about your intentions.

Since this is a credit card that you make payments with, do not be surprised if the Sears representative will ask you to verify your information regarding name, social security number and address, for example. It may seem a bit frustrating, however, it is one of the many security measures implemented to prevent identity theft. Once your identity has been confirmed, you will need to provide the name and social security number of the person that you want to add to the credit card. These applications take about fourteen days to be processed. However, the good part is that the authorized person will receive a new card and hence, you both can keep your Sears credit card.

The Sears MasterCard
One of the most popular Sears credit cards is the MasterCard, as it allows you to use it virtually everywhere you see the MasterCard logo. Once you are the proud owner of a Sears MasterCard, you will automatically become a member of the Sears Club and hence, you will have access to better offers and rewards.

Paying with your credit card will earn you one point for each dollar you spend, with the MasterCard you will receive two points for each dollar and you can spend these on exclusive promotions and special events offered by Sears. All in all, you will benefit from competitive financial options for all Sears products whilst having the same features as a regular MasterCard credit card.